La misión de Up Plex

Elevar a otros brindándoles oportunidades de inversión pasiva y generación de riqueza a través del sector inmobiliario.

Es un hecho conocido que poseer bienes raíces puede ser uno de los mejores vehículos de inversión pasiva para usted. Más específicamente, edificios de apartamentos y bienes raíces comerciales. Sin embargo, también conlleva una increíble cantidad de complejidades al intentar adquirir dichos activos y hemos descubierto que esa es la razón por la que la mayoría de los inversores principiantes se abstienen de intentarlo.

Por eso, nos propusimos hacer que sea más alcanzable para los inversores invertir en estos increíbles activos generadores de riqueza con confianza. Como socio limitado, puede aprovechar nuestro tiempo, red y décadas de experiencia para generar tranquilidad con cada inversión que realice con nosotros. Hacemos todo lo posible para mitigar la mayor cantidad de riesgos posible. Tanto es así que no ofreceremos una oportunidad en la que no estemos invirtiendo nosotros mismos.

The Up Plex Mission

Elevating others by providing wealth-building, passive investment opportunities through real estate.

It’s a known fact that owning real estate can be one of the best passive investment vehicles for you. More specifically, apartment buildings and commercial real estate. However, it also comes with an incredible amount of complexities in trying to acquire such assets and we’ve found that to be the reason most beginner investors shy away from pursuing.

So we set out to make it more attainable for investors to invest in these incredible wealth-building assets with confidence. As a limited partner, you get to leverage our time, network, and decades of experience to create peace of mind with every investment you make with us. We do our best to mitigate as much risk as possible. So much so that we won’t offer an opportunity that we aren’t investing in ourselves.

Chris Linger

Principal

Chris Linger has an MBA, twenty seven years of active duty Navy services (ret), now full-time apartment syndicator (underwriter and asset management). Mentor to hundreds of aspiring investors.

Maricela Soberanes

Principal

Maricela has been investing in Real Estate since 2006 in Austin TX. She successfully grew a personal rental portfolio before becoming a full-time syndicator. She’s a Navy veteran, self-published author, and a medical missionary to third world countries.

Chris Linger

Principal

Chris Linger tiene un MBA, veintisiete años de servicio activo en la Marina (retirado) y ahora trabaja a tiempo completo como agente de consorcio inmobiliario (suscriptor y administrador de activos). Es mentor de cientos de aspirantes a inversores.

Maricela Soberanes

Principal

Maricela ha estado invirtiendo en bienes raíces desde 2006 en Austin, Texas. Hizo crecer con éxito una cartera personal de alquiler antes de convertirse en distribuidora a tiempo completo. Es una veterana de la Marina, autora autopublicada y misionera médica en países del tercer mundo.

Our Success Formula

Underwriting & Negotiating

Detailed underwriting determines the amount of negotiating that can be done with a seller on price and terms. Our experience allows us to properly analyze an asset and mitigate as much risk as possible for our investors.

Contract Review / Due Diligence

We have established the best legal and due diligence teams for our syndications. This allows us to simultaneously expedite two incredibly time-consuming tasks that most beginning investors struggle with.

Closing & Reassessment

There is more to closing than just signing on the dotted line and handing over the keys. There is an equal amount of critical work that needs to be completed soon after to ensure the success of a syndication.

Enacting Business Plan / CapEx

We identify and prioritize the necessary projects and execute them based on funding and critical need. Simultaneously, our expert CapEx team gets to work by coordinating with asset and property managers to assist in stabilizing the property.

Stabilization / Refinance

This process usually takes just over 2 years (depending on the market) and involves everything from completing CapEx, to ensuring organic fair market rent growth, to managing tenant turnover, all while working to decrease expenses.

Sale/Disposition

When it comes time to sell, we prepare the property to show as cost-effectively as possible. Once sold, we ensure that we properly close out business transactions and 3 months after the sale, we deliver all sales proceeds (return of capital) to our investors.

Nuestra fórmula del éxito

Suscripción y negociación

La suscripción detallada determina el grado de negociación que se puede realizar con un vendedor sobre el precio y las condiciones. Nuestra experiencia nos permite analizar adecuadamente un activo y mitigar el mayor riesgo posible para nuestros inversores.

Revisión de contrato / diligencia debida

Hemos creado los mejores equipos legales y de due diligence para nuestras sindicaciones. Esto nos permite agilizar simultáneamente dos tareas que consumen muchísimo tiempo y con las que la mayoría de los inversores principiantes tienen dificultades.

Cierre y reevaluación

El cierre implica mucho más que simplemente firmar en la línea de puntos y entregar las llaves. Hay una cantidad igual de trabajo crítico que debe completarse poco después para garantizar el éxito de una sindicación.

Implementación del plan de negocios / CapEx

Identificamos y priorizamos los proyectos necesarios y los ejecutamos en función de la financiación y la necesidad crítica. Al mismo tiempo, nuestro equipo experto en gastos de capital se pone a trabajar en coordinación con los administradores de activos y propiedades para ayudar a estabilizar la propiedad.

Estabilización / Refinanciación

Este proceso suele tardar un poco más de 2 años (dependiendo del mercado) e implica todo, desde completar el CapEx, hasta asegurar un crecimiento orgánico y justo del alquiler en el mercado, hasta gestionar la rotación de inquilinos, todo mientras se trabaja para reducir los gastos.

Venta/Disposición

Cuando llega el momento de vender, preparamos la propiedad para mostrarla de la forma más rentable posible. Una vez vendida, nos aseguramos de cerrar adecuadamente las transacciones comerciales y, 3 meses después de la venta, entregamos todos los ingresos de la venta (retorno de capital) a nuestros inversores.

The Numbers

Don't Lie

$100M

PORTFOLIO

UNDER MANAGEMENT

2500+

DOORS

2006

INVESTING SINCE

5 INVESTED IN MARKETS

(FL, AZ, TX, PA, OH)

The Numbers Don't Lie

$100M

PORTFOLIO

UNDER MANAGEMENT

2500+

DOORS

2006

INVESTING SINCE

5 INVESTED IN MARKETS

(FL, AZ, TX, PA, OH)

Vea Nuestro Último Blog

Using Your SDIRA to Invest in Real Estate as a 1099

Syndication| Passive Income| Blog| Multifamily

April 17, 2025•3 min read

If you're self-employed, a contractor, or rocking the 1099 life—first off, props to you. You’ve taken control of your income, your time, and your freedom. But here’s a question most people overlook:

Are you also in control of your retirement?

If your retirement funds are sitting in a traditional IRA or a 401(k) from a past job, limited to stocks and mutual funds, it might be time to upgrade your strategy. Let’s talk about a powerful (and often underrated) tool: the Self-Directed IRA (SDIRA)—and how you can use it to invest in real estate.

Wait—What’s a SDIRA Again?

Good question. A Self-Directed IRA works just like a traditional or Roth IRA—with all the tax perks—but with one major difference:

👉 You choose what you invest in.

Instead of being stuck in the stock market, you can invest in alternative assets like:

Multifamily apartment buildings
Self-storage facilities
Mobile home parks

Basically, if you know real estate is your wealth-building vehicle (like we do), this is your ticket to use retirement money to invest in it.

Why This Is a Game-Changer for 1099 Earners

When you work for yourself, retirement doesn’t come with a manual. There’s no company 401(k) match or pension waiting for you. You’ve got to build it—and build it smart.

Using your SDIRA to invest in cash-flowing real estate gives you:

✅ Investment diversification

✅ Tax-deferred or tax-free growth

✅ Protection from market volatility

✅ A tangible asset backing your future

So… How Does It Actually Work?

Let’s break it down in simple terms:

You roll over funds from an existing IRA or old 401(k) into an SDIRA (easy process we can refer you to a couple of trusted custodians).
You find an investment opportunity—like one of our investment deals.
Your SDIRA becomes an investor in that deal (not you personally).
All profits, distributions, and returns go right back into your SDIRA—growing tax-advantaged.

“But Can I Invest in My Own Property?”

We get this a lot. The answer: not directly. The IRS has strict rules around “self-dealing.” But you can invest passively in projects you don’t personally control—like the syndications or investment funds we offer.

So no, you can’t buy a beach house for yourself with your SDIRA (sorry 😅), but you can own a piece of a 200-unit apartment complex and how your retirement that way.

Is This Complicated?

Not at all. We’ve walked plenty of investors through it. You’ll need a custodian who specializes in SDIRAs (we can refer you to some good ones), and from there, we help handle the rest (takes a couple of weeks).

Once you’re set up, it’s just a matter of choosing the right investment. That’s where we come in.

Why Now?

The economy’s shifting. Interest rates are changing. Stock market feels like a roller coaster (again). But one thing remains true: people need places to live, places to store their loved belongings and to park their boats!

Real estate has proven to be one of the most resilient asset classes—and as demand for rental housing grows, so does the opportunity for smart investors to build wealth.

If you’re curious about how to start using your SDIRA in real estate—we’d love to connect.

This could be the move that transforms your retirement.

Let’s make your money work as hard as you do.

Want to learn more about leveraging your 401(k) for real estate? Check out our free booklet here: 401(k) Booklet